Shelton 401(k) Pro-tips
Shelton 401(k) Pro-Tip #20: A Prosperous Retirement Is All About Saving
Achieving your retirement dreams will not happen by accident. In order to live the retirement lifestyle you dream about, you will have to start saving.
Shelton 401(k) Pro-Tip #19: Save Now or Forever Hold Your Peace
A 401(k) plan for most is an easy way to save for retirement - if for no other reason than the money is taken from your paycheck before you have a chance to spend it. If your employer offers a 401(k) plan, sign up for it!
Shelton 401(k) Pro-Tip #18: Enroll in Your Company’s 401(k) Plan as Soon as You Can
You probably know by now that you can build a sizable pool of savings if you take part in your company's 401(k) retirement plan. And guess what? Enrolling in a 401(k) is usually so easy.
Shelton 401(k) Pro-Tip #17: Know Your 401(k) Rollover Options
One of the many great things about 401(k) plans is that your assets are usually “portable” when you leave a job, meaning you have the ability to take your benefits with you. But what should you do with that pool of retirement assets when the time comes?
Shelton 401(k) Pro-Tip #16: Know Why You Would Invest in Bonds
When you build a 401(k) portfolio, one of the first decisions you will make is choosing how much of your money you want to invest in stocks vs. bonds. The right answer depends on many things, of course, including your experience as an investor, your age, and the investment philosophy you plan on using.
Rebalancing Your Investments – Honoring Your Desired Risk Tolerance
During a volatile market, your portfolio’s risk profile can change dramatically so it is important to think about a proactive rebalancing strategy to keep your asset mix at the desired levels.