Skip to content
(800) 225-8778
Contact Us
Switch Sites:
Financial Professionals
Individual Investor
Shelton 401(k) Services
Employers and Small Businesses
PEO and MEP Sponsors
Plan Participants and Individual Investors
Financial Advisors
About Us
FAQs
Resources
Articles for Employers
Tips for Plan Participants
Retirement Planning Tools
Login
Search for:
Shelton 401(k) Services
Employers and Small Businesses
PEO and MEP Sponsors
Plan Participants and Individual Investors
Financial Advisors
About Us
FAQs
Resources
Articles for Employers
Tips for Plan Participants
Retirement Planning Tools
Contact Us
Login
Search for:
Login
Shelton 401(k) Services:
– Employers and Small Businesses
– PEO and MEP Sponsors
– Plan Participants and Individual Investors
– Financial Advisors
Resources:
– Articles for Employers
– Tips for Plan Participants
– Retirement Planning Tools
About Us
FAQs
Contact Us
Search for:
Test form
Test form
Lucas Hitch
2021-01-13T07:09:09+06:00
1
2
3
4
5
6
7
8
9
10
11
12
Select the option that best describes your role so we can ask the right questions:
Business Owner, HR decision maker
Other, no thanks, just looking
Number of Employees:
Navigation Description
What's the estimated average annual pay for an employee at your business?
Navigation Description
Once eligible, all employees age 21 or older will be automatically enrolled in the plan.
First day of work
After 3 months of work
First Anniversary
Navigation Description
Who will pay the monthly $6 per participant fee?
Business owner (you)
Employees
Navigation Description
What percentage of an employee’s pay would you like to set as the default contribution?
This plan has automatic enrollment. That means you need to select a default percentage that all eligible employees will start contributing when they are automatically enrolled in the plan. Don’t worry; employees can change this amount or opt out at any time.
Navigation Description
How would you like to handle employee contribution increases?
Auto increase
By default, employee contributions automatically increase 1% each year up to 10%, helping employees save more for retirement. Employees can opt out anytime.
Employee decides
Employees contribute only the default percentage of their income each year until they make a change.
Navigation Description
As the business owner, are you okay with making matching contributions?
Yes
No
Navigation Description
Which type of matching contribution do you want to make?
Safe harbor
You will generally contribute more, but IRS-approved guidelines allow you to bypass some compliance testing.
Non-safe harbor
You have the option to contribute less, but cannot bypass compliance testing required by the IRS.
Navigation Description
Would you like to stretch your safe harbor match?
Stretch your match
Match your employee’s contribution:
Match 100% up to the first 3% of pay+Match 50% of the next 2% of pay, up to 5%
(If your employee contributes 5%, your match would be 4% of pay.)
Straight match
Match your employee’s contribution:
Up to 4% of pay: Match 100% +Match 50% of the next 2% of pay, up to 5%
(If your employee contributes 4%, your match would be 4% of pay.)
Navigation Description
Navigation Description
Name
First
Last
Email
Company Name
Does your company already have a 401(k) Plan?
Yes
No
Take Questionnaire
Go to Top
