Shelton 401(k) Pro-tips
Shelton 401(k) Pro-Tip #17: Know Your 401(k) Rollover Options
One of the many great things about 401(k) plans is that your assets are usually “portable” when you leave a job, meaning you have the ability to take your benefits with you. But what should you do with that pool of retirement assets when the time comes?
Shelton 401(k) Pro-Tip #16: Know Why You Would Invest in Bonds
When you build a 401(k) portfolio, one of the first decisions you will make is choosing how much of your money you want to invest in stocks vs. bonds. The right answer depends on many things, of course, including your experience as an investor, your age, and the investment philosophy you plan on using.
Rebalancing Your Investments – Honoring Your Desired Risk Tolerance
During a volatile market, your portfolio’s risk profile can change dramatically so it is important to think about a proactive rebalancing strategy to keep your asset mix at the desired levels.
Shelton 401(k) Pro-Tip #15: Be Prepared for Downturns in the Market
No one wants to see the retirement savings they worked for take a severe hit when the markets go south. But markets do go down, sometimes pretty dramatically. The truth is that these downward movements are inevitable for long-term investors.
Time to Align Impact Analysis with Your Retirement Investments?
These important products can, of course, enhance any personal portfolio with the addition of environmentally sustainable investments. But more than that, impact investing vehicles can provide a way for investors to earn returns and make a difference in the environment through their retirement accounts.
Shelton 401(k) Pro-Tip #14: Know Why You Would Invest in Stocks
Among the most important — and perhaps most intimidating — decisions you must make when you participate in a 401(k) plan is how to invest the money you are contributing to your account. The investment portfolio you choose determines the rate at which your account has the potential to grow and the income that you will be able to withdraw after you retire.