401(k) Plans: Safe Harbor vs. Traditional 401(k)
Safe Harbor vs Traditional 401(k): Are you currently offering the optimal retirement plan? Nov 30th, 2020: The deadline to add the Safe Harbor provision [...]
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09, 2020
30
07, 2020
401(k) Employee Participation Rates – We Strive for 100%!
We care deeply about participation rates and moving the needle toward 100% participation. In order to do this, company employees must understand their options, their retirement goals, and their personal investment risk tolerance.
9
07, 2020
Corrective Distributions: Make them a thing of the past!
Corrective Distributions: Make them a thing of the past! Have you ever needed to make corrective distributions in your company 401(k) plan? if [...]
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05, 2020
Attention Small Business Owners – BIGGER Tax Credits for New Small Business Retirement Plans Cannot Be Ignored!
Attention Small Business Owners - BIGGER Tax Credits for New Small Business Retirement Plans Cannot Be Ignored! The SECURE (Setting Every Community Up [...]
1
05, 2020
Rebalancing Your Investments – Honoring Your Desired Risk Tolerance
During a volatile market, your portfolio’s risk profile can change dramatically so it is important to think about a proactive rebalancing strategy to keep your asset mix at the desired levels.
21
04, 2020
Time to Align Impact Analysis with Your Retirement Investments?
These important products can, of course, enhance any personal portfolio with the addition of environmentally sustainable investments. But more than that, impact investing vehicles can provide a way for investors to earn returns and make a difference in the environment through their retirement accounts.
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04, 2020
Take Full Advantage of Your Company’s 401(k) Plan – Now is the time!
There is admittedly no more important employee benefit than healthcare insurance, but your 401(k) plan follows immediately after it. And we believe that now is the ideal time to start contributing if you have not done so, increase your contribution amounts if you are already participating, and consider investing in more aggressive options if you have a long time to go before retirement.
3
04, 2020
Are you Looking to Change or Switch your Company’s 401(k) Plan?
Here are five reasons we get contacted by plan sponsors to switch from other providers.
30
03, 2020
Don’t Touch Your 401(k)…It Is A Bigger Deal Than You Might Think
We know you have diligently been contributing to a 401(k) plan, and you have probably enjoyed seeing your net worth grow each year. For many Americans, a company-sponsored 401(k) account will be the most valuable piece of their retirement income pie someday.
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03, 2020
Safe Harbor 401(k) Plans
For certain small business owners, a Safe Harbor 401(k) can represent a uniquely attractive option. By adding a Safe Harbor provision to a 401(k) plan, an employer can avoid top-heavy rules and non-discrimination tests and still offer the company’s highly compensated employees a chance to max out their retirement contributions.