SEP, MEP, PEP: Which 401(k) plan is right for your company? January 2021 will be here before we know it, and coming the first of the year, company 401(k) plan options will offer another solution, a PEP (pooled employer plan).
Safe Harbor vs Traditional 401(k): Are you currently offering the optimal retirement plan? Nov 30th, 2020: The deadline to add the Safe Harbor provision [...]
We care deeply about participation rates and moving the needle toward 100% participation. In order to do this, company employees must understand their options, their retirement goals, and their personal investment risk tolerance.
Corrective Distributions: Make them a thing of the past! Have you ever needed to make corrective distributions in your company 401(k) plan? if [...]
Attention Small Business Owners - BIGGER Tax Credits for New Small Business Retirement Plans Cannot Be Ignored! The SECURE (Setting Every Community Up [...]
During a volatile market, your portfolio’s risk profile can change dramatically so it is important to think about a proactive rebalancing strategy to keep your asset mix at the desired levels.
These important products can, of course, enhance any personal portfolio with the addition of environmentally sustainable investments. But more than that, impact investing vehicles can provide a way for investors to earn returns and make a difference in the environment through their retirement accounts.
There is admittedly no more important employee benefit than healthcare insurance, but your 401(k) plan follows immediately after it. And we believe that now is the ideal time to start contributing if you have not done so, increase your contribution amounts if you are already participating, and consider investing in more aggressive options if you have a long time to go before retirement.
Here are five reasons we get contacted by plan sponsors to switch from other providers.
We know you have diligently been contributing to a 401(k) plan, and you have probably enjoyed seeing your net worth grow each year. For many Americans, a company-sponsored 401(k) account will be the most valuable piece of their retirement income pie someday.
